Friday, November 29, 2019
Psychology of Violence Essays - Philosophy, Ethics, Crime, Religion
Psychology of Violence By Student Id# CPSY-2009-0884: Yinka L. Humes MGC5311: Psychology of Violence Lecturer: Dr. Pan sy Brown 15 th November 2010 Violence is the exertion of physical force so as to injure or abuse. The word describes forceful human destruction of property or injury to persons, usually intentional, and forceful verbal and emotional abuse that harms others . The causes of violent behavior in humans are often research topics in psychology and sociology . Neurobiologist Jan Volavka emphasizes that for those purposes, "violent behavior is defined as overt and intentional physically aggressive behavior against another person." Scientists disagree on whether violence is inherent in humans. Among prehistoric humans, there is archaeological evidence for both contentions of violence and peacefulness as primary characteristics. Riane Eisler , who describes early matriarchal societies, and Walter Wink , who coined the phrase "the myth of redemptive violence," suggest s that human violence, especially as organized in groups, is a phenomenon of the last five to ten thousand years . The "violent male ape" image is often brought up in discussions of human violence. Dale Peterson and Richard Wrangham in "Demonic Males: Apes and the Origins of Human Violence" write that violence is inherent in humans. However, William L. Ury, editor of a book called "Must We Fight? From the Battlefield to the Schoolyard A New Perspective on Violent Conflict and Its Prevention" debunks the "killer ape" myth in his book which brings together discussions from two Harvard Law School symposiums. The conclusion is that "we also have lots of natural mechanisms for cooperation, to keep conflict in check, to channel aggression, and to overcome conflict. These are just as natural to us as the aggressive tendencies. " J ames Gilligan writes violence is often pursued as an antidote to shame or humiliation. The use of violence often is a source of pride and a defense of honor, especially among males who often believe violence defines manhood. Stephen Pinker in a New Republic article "The History of Violence" offers evidence that on the average the amount and cruelty of violence to humans and animals has decreased over the last few centuries . This view of a situationist , which has both influenced and been informed by a body of social-psychological research and theory, contrasts with the traditional perspective that explains evil behavior in dispositional terms: Internal determinants of antisocial behavior locate evil within individual predispositionsgenetic "bad seeds," personality traits, psychopathological risk factors, and other organismic variables. The situationist approach is to the dispositional as public health models of disease are to medical models. Following basic principles of Lewinian theory, the situationist perspective propels external determinants of behavior to the foreground, well beyond the status as merely extenuating background circumstances. Unique to this situationist approach is the use of experimental laboratory and field research to demonstrate vital phenomena that other approaches only analyze verbally or rely on archival or c orrelational data for answers. The basic pa radigm presented illustrates the relative ease with which ordinary, "good" men and women can be induced into behaving in "evil" ways by turning on or off one or another social situational variable. In religion , ethics , and philosophy , the phrase, good and evil refers to the location of objects, desires, and behaviors on a two-way spectrum , with one direction being morally positive ("good"), and the other morally negative ("evil"). "Good" is a broad concept but it typically deals with an association with life , continuity , happiness , and prosperity . Evil is more simply defined: the opposite of good. The nature of goodness has been given many treatments; one is that the good is based on the natural love , bonding, and affection that begins at the earliest stages of personal development; another is that goodness is a product of knowing truth . Evil can be defined as intentionally behaving, or causing others to act, in ways that demean, dehumanize, harm, destroy, or kill innocent people. This behaviorally focused definition makes the individual or group responsible for purposeful, motivated act ions that have a range of negative consequences for other people. The definition excludes accidental or unintended harmful outcomes, as well as the broader, generic forms of
Monday, November 25, 2019
Exercise, College Grades, and Graduation Rates
Exercise, College Grades, and Graduation Rates You already know that regular exercise is important for controlling weight and avoiding a variety of health conditions. But it can also improve your academic performance. And, if youre a distance learning student, you may miss out on some of the opportunities for physical activity afforded to more traditional students who routinely walk around campus. But itââ¬â¢s well worth the effort to plan for it schedule exercise into your daily regimen.à Regular Exercisers Have Higher GPAs and Graduation Rates Jim Fitzsimmons, Ed.D, director of Campus Recreation and Wellness at the University of Nevada, Reno, tells ThoughtCo, ââ¬Å"What we know is students who exercise regularly- at least 3 times a week- at an intensity of eight times resting (7.9 METS) graduate at higher rates, and earn, on average, a full GPA point higher than their counterparts who do not exercise.â⬠The study, published in the Journal of Medicine Science in Sports Medicine, defines physical activity as at least 20 minutes of vigorous movement (at least 3 days a week) that produces sweat and heavy breathing, or moderate movement for at least 30 minutes that doesnââ¬â¢t produce sweat and heavy breathing (at least 5 days a week). Think you donââ¬â¢t have time to exercise? Mike McKenzie, PhD, chair of Exercise Physiology Sports Medicine at Winston-Salem State University, and president-elect of the Southeast American College of Sports Medicine, tells ThoughtCo, ââ¬Å"A group led by Dr. Jennifer Flynn investigated this during her time at Saginaw Valley State and found that students who studied over three hours per day were 3.5 times more likely to be exercisers.â⬠And McKenzie says, ââ¬Å"Students with a GPA above 3.5 were 3.2 times more likely to be regular exercisers than those with GPAs under 3.0.â⬠Over a decade ago, McKenzie said researchers discovered a link between exercise, concentration, and focus in children. ââ¬Å"A group at Oregon State led by Dr. Stewart Trost found significantly improved concentration, memory, and behavior in school-aged children compared to kids who had additional lesson time.â⬠à More recently, a study by Johnson Johnson Health and Wellness Solutions reveals that even short ââ¬Å"microburstsâ⬠of physical activity throughout the day can have positive effects. Jennifer Turgiss, DrPH, vice president of Behavioral Science and Analytics at Johnson Johnson Health and Wellness Solutions, tells ThoughtCo that sitting for long periods of time ââ¬â which college students are prone to do- can have a negative health effect. ââ¬Å"However, our study found that five-minute bouts of walking every hour had a positive impact on mood, fatigue, and hunger at the end of a day,â⬠Turgiss says.à This may be particularly beneficial to students who also work a full-time job and study in the evening and nighttime hours. ââ¬Å"Having more mental and physical energy at the end of a day that requires a lot of sitting, such as a studentââ¬â¢s day, can leave them with more personal resources to do other activities,â⬠Turgiss concludes. So How Does Exercise Improve Academic Performance? In his book, Spark: The Revolutionary New Science of Exercise and the Brain, John Ratey, a Harvard professor of psychiatry, writes, ââ¬Å"Exercise stimulates our gray matter to produce Miracle-Gro for the brain.â⬠A study by researchers at the University of Illinois found that physical activity increased the ability of elementary school students to pay attention, and also increased their academic performance. Exercise lowers stress and anxiety while increasing focus. ââ¬Å"Brain Derived Neurotropic Factor (BDNF) which plays a role in memory is significantly elevated after an intense bout of exercise,â⬠according to Fitzgerald. ââ¬Å"This is a fairly deep subject with both physiologic and psychological factors at play,â⬠he explains. In addition to affecting a studentââ¬â¢s cognitive skills, exercise improves academic performance in other ways. Dr. Niket Sonpal, assistant professor at Touro College of Osteopathic Medicine, tells ThoughtCo that exercise causes three human physiology and behavior changes.à 1. Exercise Requires Time Management Sonpal believes that students who donââ¬â¢t schedule a time to exercise tend to be unstructured and also donââ¬â¢t schedule time to study. ââ¬Å"That is why gym class in high school was so important; it was practice for the real world,â⬠Sonpal says. ââ¬Å"Scheduling personal workout time forces college students to also schedule study time and this teaches them the importance of block timing, and prioritization of their studies.â⬠2. Exercise Combats Stress Several studies have proven the link between exercise and stress. ââ¬Å"Vigorous exercise a few times a week reduces your stress levels, and likely reduces cortisol, which is a stress hormone,â⬠Sonpal says. He explains that these reductions are vitally important to college students. ââ¬Å"Stress hormones inhibit memory production and your ability to sleep: two key things needed to score high on exams.â⬠à 3. Exercise Induces Better Sleep Cardiovascular exercise leads to a better quality of sleep. ââ¬Å"Better sleep means moving your studies from short term to long term memory during REM,â⬠Sonpal says. ââ¬Å"That way, on test day you remember that teeny tiny fact that gets you the scores you need.â⬠Itââ¬â¢s tempting to think youââ¬â¢re so busy that you canââ¬â¢t afford to exercise. However, the exact opposite is true: you canââ¬â¢t afford not to exercise. Even in you cant commit to 30-minute sessions, 5- or 10-minute spurts during the course of the day could make a significant difference in your academic performance.
Thursday, November 21, 2019
Bringing Home Global Rules Term Paper Example | Topics and Well Written Essays - 1750 words
Bringing Home Global Rules - Term Paper Example As fundamental human rights and freedoms are inherent in all humankind and find expression in constitutions and legal systems throughout the world and in the international human rights instruments (Kirby, 2005), invoking international human rights law in domestic courts, therefore, merits special consideration. As Kirby write, "In most countries whose legal systems are based upon the common law, international conventions are not directly enforceable in national courts unless their provisions have been incorporated by legislation into domestic law. However, there is a growing tendency for national courts to have regard to these international norms for the purpose of deciding cases where the domestic law - whether constitutional, statute or common law - is uncertain or incomplete. While it is desirable for the norms contained in the international human rights instruments to be still more widely recognized and applied by national courts, this process must take fully into account local l aws, traditions, circumstances, and needs." There are many impediments for direct application of international human rights law, factors like state sovereignty, the dualist view on the relationship between international law and municipal law and implementing legislation. However, there has been an interesting development where jurist and human right activists are identifying themselves with a unified international community (Barak-Erez, 2004). This trans-judicial communication is seen not only in the application of international norms but also in the recourse to comparative law, particularly in the area of constitutional law.Ã When a treaty is ratified, although it becomes binding on Australia in international law, it does not become part of the law of Australia unless it has been given the force of law by statute (Gibbs). Except in the case of a treaty of peace, which obviously can affect the rights of enemy aliens, a treaty not incorporated by statute does not affect the rights or liabilities of Australian citizens. Although the principle has been consistently stated by courts of the highest authority, it is subject to some important qualifications. One of them was introduced by the decision of the High Court in Minister for Immigration and Ethnic Affairs v. Teoh. Ah, Hin Teoh was a Malaysian citizen living in Australia under a temporary entry permit. He was convicted of drug offenses and sentenced to six years imprisonment. His permanent entry permit was refused and it was ordered that he be deported. However, the fact that his children lived in Australia gave the case an interesting twist. The Court (McHugh J dissenting), considering the ratification of the UN Convention on the Rights of the Child, declared it the best interests of the children would be a primary consideration. Teoh's Case has been an example for many Federal Court deportation cases. Incidentally, it is the sole example of the pervasive effects of international law on national law. The A ustralian Constitution neither mentions international law nor the role such norms should play in the interpretive process (Williams and Hovell, 2005). While earlier drafts of the Constitution incorporated greater reference to the relationship between international treaties and the domestic legal system, these were removed from the version that was enacted.Ã
Wednesday, November 20, 2019
Strategic Position of Starbucks Essay Example | Topics and Well Written Essays - 3000 words
Strategic Position of Starbucks - Essay Example It also includes the effect of the external market drivers on the organization and how the company has designed it the marketing strategy to ensure its long-term sustainability. Starbucksââ¬â¢ core competency is based on the premium positioning of its product line. The company focuses on delivering high-quality coffee beverages and snacks which includes cakes and other bakery products. Thus the company not only focuses on providing a good quality product but it also focuses on providing a unique experience to the customers. Offering a unique experience ensure the customersââ¬â¢ return. Starbuckââ¬â¢s competencies also include establishing a strong and close relationship with its suppliers. This, as a result, has helped the company to make overseas expansion and make certain strategic acquisitions. The Porters generic strategy shows how the company has devised its marketing strategy in order to stay ahead of its competition. The parent brand Starbucks is positioned in the ââ¬ËDifferentiation Strategyââ¬â¢ because it offers high-quality speciality coffee products along with a unique experience of the storeââ¬â¢s ambience (Pretorius, 2008). This differentiating factor distinguishes the company from its rivals. The newly introduced brand by Starbuck called VIA offers instant coffee to the customers. Thus VIA is categorized under the Cost leadership and Differentiation category (Lee, 2012). Even though VIA acts as a low-cost alternative to premium Starbucks coffee, it still differentiates itself from its rivals owing to the brand valuation of the company. The company also offers gifts and brewing items, which falls under the focused differentiation category, because these products are aimed towards the genuine coffee lovers (Lee, 2012). The likelihood of success of a firm can be assessed by the Bowmanââ¬â¢s strategy clock. According to Faulkner and Bowman (1995), this model assesses a companyââ¬â¢s current position and direction of progress based on eight categories.Ã
Monday, November 18, 2019
Is there a public sphere online Essay Example | Topics and Well Written Essays - 3000 words
Is there a public sphere online - Essay Example ntensive discussion about the role of the Internet in Habermasââ¬â¢ schema of the public sphere was launched in the early 1990s and continues up to now. The emergence and rapid development of the electronic mass media has seriously influenced the public sphere. Some of the changes that have occurred to the public sphere make many contemporary scholars question the applicability of this concept to the cyberspace. This study intends to identify the most critical limitations of the original Habermasian concept and point out the complexity and huge implications of the public sphere approach for the cyberspace. Habermas introduced the concept of the public sphere in his book, The Structural Transformation of the Public Sphere ââ¬â An Inquiry into a Category of Bourgeois Society published in 1962. Through the book, Habermas provides a detailed historical and sociological account of what he called ââ¬Ëthe bourgeois public sphereââ¬â¢. The German term Ãâ"ffentlichkeit (Public Sphere) the sociologist used in the original variant of his book encapsulates a wide range of different meanings, but in its essence the public sphere is a spatial concept that relates to the social sites or scenes where people create, distribute, and negotiate meanings which ultimately transform into public opinion. Habermas (1989) describes the public sphere as ââ¬Å"â⬠¦a network for communicating information and points of viewâ⬠¦Ã¢â¬ (p.15). However, Negt and Kluge (1993) better reflect the essence of this concept in the following definition: ââ¬Å"The public sphere denotes specific institutions, agencies, practices; however, it is also a general social horizon of experience in which everything that is actually or seemingly relevant for all members of society is integrated. Understood in the sense, the public sphere is a matter for a handful of professionals (e.g., politicians, editors, union officials) on the one hand, but, on the other, it is something that concerns everyone and that realises itself only in
Saturday, November 16, 2019
Sudanese Islamic Banking System Commerce Essay
Sudanese Islamic Banking System Commerce Essay The last thirty years have witnessed the appearance and rapid expansion of Islamic banking in Sudan as Islamic country and outside of Islamic countries. Islamic banks provide product and services that do not contravene with Islamic law and human conduct. The Islamic principles claim the Islamic banks to operate give an important role to social issues and developing economy as the hole. The history of banking in Sudan started in 1903 which the first bank operated in Sudan was the national bank of Egypt in 1903 and plays the role of central bank in Sudan up to 1956, and followed by Barclays bank in 1913. The central bank of Sudan established in February 1960, which it drive the appearance of banking in Sudan, and during the period from 1962 to 1969 a numbers of domestic banks are established, and after that followed by a numbers of foreign banks and branches were allowed to operate such as Abu-Dhabi bank in 1976 and City bank in 1978. The year 1978 had witnessed the establishment of first Islamic bank in the Sudan that was Fisal Islamic bank, marked the first step to Islamise all Sudanese banks later, after that the success of Fisal Islamic bank during this period led to appear a number of Islamic banks such as Tadamon Islamic bank, the Sudanese Islamic bank, the Islamic Cooperative development bank and Al-baraka bank, all these banks succeeded to attracting more dep ositors, and hence, more branches were opened over all stat of Sudan. In 1983 the government applied Shariah rules on all transaction that lead to Islimisation all banks and prohibited receiving or paying interest. In addition, during the period from 1985 to 1988 the new government issuing rules to open conventional banks; however it led to conflict between Islamic banks and conventional banks and this period characterised such as increase the private banks in banking market. Moreover, there are many irregularities and lack of interest by the competent authorities, causing a shake-up the Sudanese banking system has suffered and dropped, that refer to the following reasons: Firstly, has not received the decision with interest the responsible authorities and its implementation and follow-up of the Ministry of Finance and National Economy, Central Bank of Sudan and senior management of the banks at that time. Secondly, let each bank to the Islamisation of how to see without assistance and follow-up by Jurisdiction. Thirdly, the lack of staff trained and familiar with the nature of Islamic banking in the State-owned banks that have been converted to Islam about a dozen banks that any significant number. Finally, the survival of conventional bank personnel to overseeing the investment status in the main departments of investment banks branches of government. Available on Central Bank of Sudan (2010) In 1992 the new government issued a more comprehensive law which envisioned an economy-wide Islamisation of the financial system including the government sector. Now all working banks are using Islamic modes of finance in all transactions. An important development worth mentioning is the attempt being made to eliminate interest from the government sector also. This led to increase the number of banks operating on the basis of Islamic mode of finance from 6 Islamic banks in 1980 to 29 in 1997 and to 33 in 2010. Also in this period a number of banks are merged such as government banks, and some foreign banks are terminated such as City bank. It can be in this report concerning on the last twenty years to explain and describe the structure and the type of business perform by Islamic banking in Sudan, also describe the main features of Islamic banking in Sudan. Iqbal and Molyneux (2004) Characteristic and Objectives of Islamic Banking in Sudan: The main characteristic and objectives of Sudanese Islamic banking system was revolve around sex elements which are explained in the following: Firstly, Islamic finance involves a system of equity sharing and stake-taking. It works by the principle of a variable return depending on the real productivity and how well the project performs. Therefore, Islamic principle remains of equity, reward and risk sharing unlike the conventional concept. Secondly, Sudanese Islamic banking plays important role in the economy, which is to an extent a revolutionary development as it calls for new approach to the economy. Islam needs the economy; its most important monetary and business dealings, to change away from debt-based partnership to an equity based and stake taking relationship. While theà some debt-based transactions will still exist in the Islamic bank but it will be based on the principle of Quard Hason (take for special case fore specific reason and guaranteed by equal amount deposited in investment account. e. g. if some company deposit large amount in investment account for one year and after 8 months need some amount for tw o months, then will take Quard Hasan for two months based on deposit amount in the investment account because it enable the company to gain the profit for this amount for two months which it can be provide the balance of investment account as guarantee to the bank). The overall purpose of the economy will be arranged towards equity based and risk sharing. Thirdly, in the Islamic mode ethics will play a key role. The ethical and social size will be essential to all economic activities, there will exist structure of Halal (permissible) and Haram (prohibited) within which all economic activity, private and public, has to be taken in place. The ethical issue will work at different levels and therefore morals will effect to the conscience of the entrepreneur and the firm, the society, the legal structure and the supervisory of the state. However, Islamic banks activities which would be treated the capitalist in Halal productivity and avoid gambling, prostitution, the promotion of alcohol , and any Haram productivity. Therefore social and ethical will be part of the Islamic economic system, and then all bank transaction will be made based on Shariha law and Islamic norms. Fifthly, the government of Sudan encourage the Islamic banking is entrepreneurial driven to directed for all not just towards financial expansion but also towards physical expansion of economic production and services. In the Islamic economy money will not produce money; it is expected to finance talent, innovation and new ideas, skills and opportunities. Whereas, conventional banking operates predominantly on the basis of financial collateral, therefore the more money you have, the more you can get. This means that the viability of a project mainly depends on the financial worth of the borrower; meaning that low collateral can reduce the chance of getting a loan, even if the project is viable and the person has impeccable character. Whereas, in the Islamic system collateral is not ignored but it is reduced, through the trustworthiness of the person, the viability and usefulness of the project; which is more important then the financial worth of the borrower. This means in the Islamic system greater emphasise is placed on human needs such as fair distribution, equity, community and individual development. Therefore, Islamic banking is more oriented towards the community, talent and entrepreneurship in Sudan to improve the individual income as specific objective and develops GDP as general objective. Finally, the Islamic system is non-inflationary; this is a very important and fundamental aspect of Islamic banking because the rate of inflation in Sudan slightly stable during last twenty years based on developed banking sector. The linkage between financial expansion, money supply and the physical expansion of the economy is a result of the financial and banking dynamics of the current time, however, the Islamic banking and finance restores the balance between these three variab les. Stability in the value of money is a primary goal of an Islamic economy. Therefore all economic sectors are developed because Islamic banking helps to allocate resources between all sectors. Finally, provide financial services such as open accounts, transfer money, collecting checks, deposit and debit, and etc to the customers, Abdullah Hawiad (2008). The Operation ofIslamic Banks in Sudan: All Islamic banks in Sudan operate similar to conventional banks by providing three types of accounts; current accounts, saving accounts and investment accounts, in current accounts Islamic banks and conventional banks provide check book and take a fee and in saving account not take a fee and also not offer to holders of saving accounts profit but take permission of the account holder to use his funds in other business activities but this principal is guaranteed, today some banks offer saving account as current account to attractive the depositors in the market. In the investment account Sudanese Islamic bank are different from conventional and others Islamic banks in others countries by providing profit to the lender in the end of year and this profit is determined in the end of year because the banks take a money as modareb and not determine the percentage of profit because it depend on the all profit at the end of year, and also the investors agree in advance to share the profit a nd loss in a given proportion with the bank, but her the banks attractive the investors based on the percentage of profit divided to the investors in the previous year which how banks offer high percentage will gain a large amount from investors in the future. Therefore, Sudanese Islamic banks are similar to Islamic banks in any Muslim countries but the main idea in Sudanese Islamic banking structure is to in corporate the classical mudarabah intoà a modern complex system in order to an interest-free banking system . The function of Sudanese Islamic bank can be explaining the structure of Islamic bank, the Islamic bank collect the funds from their investors is called Rab-al-mal, the Islamic bank is Mudareb (intermediary part or agent) which is transfer the funds to entrepreneurs based on Islamic modes of finance like murabaha, mudarabah, musharaka, bai-al-salam,muqawala, muzarah, and istisna, which the banks share the profit between the bank and the holders of investment accounts . . Magda Abdel Mohsin (2005) Structure and Size of IslamicBanking in Sudan: The remarkable change in Sudanese Islamic banking industry in the last two decades there are an improvement in the performance of Sudanese Islamic banks due to improving in the infrastructure, stable the economic policies, the best distribution of income and resource among different economic sectors and end of the civil war in Sudan. According to these factors Islamic banks in Sudan grow rapidly in terms of assets and deposits size and have maintained considerable profit level as shown by the represented balance sheets and income statements. In addition, the accounting published data show the contribution of these banks in full filling their social responsibility and in the reduction of poverty in Sudan as reflecting by the distribution of large amount of Zakah to the poor and needy people, also the government establish family banks which is specialist to provide finance to the talent, innovation and producers family. Magda Abdel Mohsin (2005). Sudanese Islamic banking structure are grouped depend on economic sectors which are any groups are specialist to provide financial service for specific sector based on specific mode or instrument of Islamic finance. However, the authorized banks operating in Sudan is 33 banks which are grouped in two types commercial banks, so it represents 83% from all banking and which are include 2 banks are state-owned banks, 21 are joint banks and 4 are foreign banks branches. The second type is specialized banks, which it represents 17% in banking sector and also involves 5 banks are state-owned banks, which include industry development bank, will offer finance to industry sectors (long-term finance), Sudanese agricultural bank, so its large bank because agriculture represent a large sector in the economy, and Savings and Social Development Bank, and Family bank which is provide finance to producers family to improve individual income. In addition, Investment Bank is joint bank and specialized to issuing Sukuk in stock market and collect funds from lenders and invest these funds by them self in investment project without lending for a third party, (i.e. sharing between public, government and foreign). Available on Sudan Financial Times (2008). Therefore Sudanese Islamic banks have mainly applied five modes of finance in their financial instruments which are Murabaha, Musharaka, Mudaraba, Salam and Muqaula, it can be explained in the following figures:- Murabaha: Murabaha is referred to particular kind of sell, where the banksà where the banks acquired the commodity and sell it to another client at profit margin or mark-up expressly disclosing to the purchaser the cost price that he has paid for the commodity. Murabaha represent the main mode of finance in Sudanese Islamic banking and all commercial banks depend on this contract in finance because it provide large profit margin for the banks in short periods therefore the central bank of Sudan restricted this mode to be invested by all banks in 30% of all their investments operations and the maximum profit margin for this mode not greater than 9% per annum. The other reason to restrict Murabaha because the need of allocate resource during all economic sectors by the central bank. Available on Central bank of Sudan policies Musharaka:Musharaka consist more than 50% of total finance because it use to finance in different sectors especially in industry sectors because it needs long term finance and also central bank take each banks option to determine the percentage and margin of Musharaka profit and sharing. Mudaraba:Mudaraba is mainly applied investment bank because it specialized to collect money from depositors and invest this funds directly without lending to third party and also investment bank specialized to issuing Sukuk in stock market because it issued based on Mudaraba only in Sudanese stock market on the other hand the central bank take the investment bank option to determine the share of Mudarib in the realized profit in the end of project investment and then the investment bank offering the depositors more profit than other commercial banks to attract more funds from investors. Other mode of finance:The other modes of finance include Salam, Muqaula and Istisna, the central bank encourages all banks to diversify the finance among different modes to reduce the risk and maximize profit. Salam is very useful mode of finance applied by agriculture bank and family bank to improve the agriculture sectors and improve the individual income and this mode of finance is supported by the central bank to finance customers without any collateral in the sectors of social and agriculture. Muqaula use to finance the real estate sectors and also istisna use to finance industry sectors this two modes of finance used by all commercial banks in Sudan, therefore, all domestic commercial banks established business units to compete the market and diversify the business and finance to maximize the profit and minimize the risk such as, Faisal Islamic bank (Sudan) established Takaful company, the real estate company and stock company to trade in Sukuk market. . Available on Sudan Fina ncial Times (2008). Foreign banks size and performance: The foreign banks represent 12% from all Sudanese Islamic banks and attractive most of export and import finance which are applying different modes of Islamic finance because Sudan are suffering from scarcity of foreign currency due to the international ban and government ideology and foreign policy. Then foreign banks in Sudan play the significant rule to develop the export and import sectors by offering finance to issuing letter of credit and letter of grantee for all international transactions therefore it will drive the foreign market because it provide finance and service at low cost. Available on central bank of Sudan. Conclusion: Today Sudanese Islamic banking sector are grow rapidly and more successful in the last twenty years and successful to improve the economy in the all sectors. In the other hand, according to the technology development all Sudanese banks are linked by network which it enable them to provide clearing house service, ATM service, Internet service and point of sale service, however, the degree of competition in banking sector is very high because some banks use the IT as barriers to block the potential banks to enter the market and use IT to compete the current market because the degree of completion increase after Sudan export petroleum and also large foreign bank need to enter banking market to finance long-term finance and compete the foreign currencies and letter of credit finance because it provide high profit to the banks. On the other side after ending the civil war and peace agreement in 2005 the central bank allowed conventional banks to start working in southern Sudan as its been mentioned in the conditions of the peace agreement but there are no literature of data available about the banks in southern Sudan because it established recently in 2008. Reference: The Central Bank of Sudan Policies, available on http://www.cbos.gov.sd/english/policies.htmà last accessed 07.04.2010. Thirty Years of Islamic Banking: History, Performance and Prospects, Munawar Iqbal and Philip Molyneux (2004). Islamic Banking System, Islamic Banking Concept, Abdullah Hawiad(2008), available on http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1283093, last accessed 08.04.2010. Magda Abdel Mohsin (2005) The Practice of Islamic Banking System in Sudan, available on http://www.sesrtcic.org/files/article/82.pdf last accessed 02.04.2010. Islamic Banking in the Sudan available on Sudan Financial Times (2008) http://www.sudanfinancialtimes.com/index.php?option=com_contenttask=viewid=166Itemid=33, last accessed 08.04.2010. Central bank polices, available on http://www.bankofsudan.org/english/backge.htm last accessed 09.04.2010. Banking and Financial Sectors, available on central bank of Sudanà http://www.bankofsudan.org/english/id_e/banks/banks.htm, last accessed 09.04.2010
Wednesday, November 13, 2019
Stem-Cell Research and the Media Essay -- Persuasive Argumentative Es
Stem-Cell Research and the Media à à à à à à Biomedical technology is getting much press due to the stem-cell debate.à A controversial topic in itself, with the President of the United States taking a stand on the issue for funding purposes, the topic has received even more press over the consequences resulting from President Bush's decision.à With the President's approval rating well over 80 percent since the September 11th attack, those who contest any of his decisions have been receiving feelings of anger from those who support him.à I, however, would like to take a stand and contest Bush's decision to limit the stem cell research funding.à This paper presents two articles that examine Bush's decision in different ways; one looks at the consequences from the point of view of stem cell researchers, and the other presents an avenue for the Presidential administration to defend their decision, which happens to be contradictory to their claim to be concerned with the science behind stem cell rese arch.à While the Janesville Gazette article is supposedly a defense of Bush's decision, analyzing the claims and actual behaviors of Tommy Thompson and President Bush exemplifies their weak argument. à à à à à à à à à à à à The Newsweek article by Begley (2001) conveys information about the consequences of President George W. Bush's decision to limit the federal funding for stem-cell research to the 64 colonies already in existence.à The article does not explicitly state President Bush's decision to limit the funding of the research to the current 64 colonies, but only states that the President announced, "there were scores of stem-cell colonies around the word that federally funded scientists would be allowed to study."à Begley's way of co... ...n's position, a careful analyzer can see major contradictions between his claims to use science to make the decision and his actual decision obviously not being based on science.à By also examining and article which roots itself in the people involved daily with stem cell research, and by capturing their concerns with the President's funding decision, this paper serves as a well rounded critique of Bush's stem cell research funding decision in a time when patriotism does not allow for easy critiques of the current administration.à à à à à References à à à à à à à à à à à Begley, Sharon. (2001, September 10). In search of stem cells: It turns out many of the 64 lines may be unusable.à Newsweek, p. 57. à à à à à à à à à à à Stem cell decision defended: Thompson" Number of developed lines mad no difference to Bush. (2001, September 7). The Janesville Gazette, pp. A1, A8. Ã
Monday, November 11, 2019
Human Resources Management and Its Importance Essay
The process of defining HRM leads us to two different definitions. The first definition of HRM is that it is the process of managing people in organizations in a structured and thorough manner. This covers the fields of staffing (hiring people), retention of people, pay and perks setting and management, performance management, change management and taking care of exits from the company to round off the activities. The second definition of HRM encompasses the management of people in organizations from a macro perspective i.e. managing people in the form of a collective relationship between management and employees. This approach focuses on the objectives and outcomes of the HRM function. What this means is that the HR function in contemporary organizations is concerned with the notions of people enabling, people development and a focus on making the ââ¬Å"employment relationshipâ⬠fulfilling for both the management and employees. Organizational Psychology holds that successful organizations do not owe their success solely to market realities and sustainable competitive advantages. Actually, there is a lot more. Successful companies are those that consider their human capital as their most important asset. Facts and figures are the quantitative elements of successful management, yet the qualitative, i.e. the cognitive aspects, are those that actually make or break an organization. Human Resources Management (HRM) is the strategic management of the employees, who individually and collectively contribute to the achievement of the strategic objectives of the organization. Assuming that the employees of an organization are individuals with own mental maps and perceptions, own goals and own personalities and as such they cannot be perceived as a whole, HRM holds that the organization should be able to employ both individual and group psychology in order to commit employees to the achievement of organizational goals . Aiming to enable the organization to achieve its strategic goals by attracting, retaining and developing employees, HRM functions as the link between the organization and the employees. A company should first become aware of the needs of its employees, and at a later stage, understand and evaluate these needs in order to make its employees perceive their job as a part of their personal life, and not as a routine obligation. To that end, HRM is very crucial for the whole function of an organization because it assists the organization to create loyal employees, who are ready to offer their best. The HRM activities in modern organizations are typically performed in communication with the General Management in an effort to provide a variety of views when a decision must be taken. In that way, decision making is not subject to the individual perceptions of the HR or the General Manager, but it becomes the outcome of strategic consensus. The main goals / responsibilities of HRM are: â⬠¢ To retain low employee turnover rate by inspiring people to work for the company â⬠¢ To attract new employees â⬠¢ To contribute to employee development To achieve these goals, Human Resources Management trains and motivates the employees by communicating ethical policies and socially responsible behaviour to them. In doing so, it plays a significant role in clarifying the organizationââ¬â¢s problems and providing solutions, while making employees working more efficiently. On the other hand, challenges do not cease for the HRM. Modern organizations can survive in the dynamic, competitive environment of today only if they capitalize on the full potential of each employee. Unfortunately, many companies have not understood the importance of the human capital in successful operations. The recruitment and selection of the best employees is a very difficult obligation. Even companies that are voted in the top-ten places to work at, often endure long periods of hard work to realize that human element is all an organization should care about. New challenges arise even now for the organization, and it is certain that new challenges will never cease to emerge. Therefore, the use of proper Human Resources techniques is a really powerful way for organizations to overcome these challenges, and to improve not only their quantitative goals but also their organizational culture, and their qualitative, cognitive aspects.
Friday, November 8, 2019
Free Essays on Pop Culture Vs. Religion
The conflict between pop culture and religious values is an extremely popular and often overlooked bicultural bind. In many womenââ¬â¢s lives not recognizing this bind could be emotionally damaging and lead to living double lives. Many girls that are raised in Christian homes are not exposed to true pop culture until they reach high school. They are often sheltered from the world by their blood family and their church family. Once they are exposed to pop culture and they can start making their own decisions the line between right and wrong becomes gray to them and they fall into a trap of living one life to please their parents and then another life to fit in with their friends. When this happens they tend to lose sight of who they really are and what really makes them happy. I discovered this bicultural bind in my own life when I was a freshman in high school. For me I began modeling at the age of fourteen and I was exposed to all sorts of things that were accepted as normal in that environment, but looked upon as a sin in my home. I began to become confused and I remained confused about whom I really was and what I believed was right and wrong until only about a year ago. When I finally decided to gain control of my life and determine my own set of beliefs I began to wonder if other women have gone through the same thing. Through research I found that many women have gone through this and some are still involved in this bind. In Paula Gunn Allenââ¬â¢s article, ââ¬Å"Where I Come from is Like Thisâ⬠she describes how Native American women are looked upon differently by American society than they are by their Native American tribe.(Allen, Course Packet) This is her bicultural bind. The bicultural bind I have researched is similar in that women are looked upon in the Christian church as being very submissive to her husband. She is there to serve him and her family and must be a classy lady, yet also conservative. This idea... Free Essays on Pop Culture Vs. Religion Free Essays on Pop Culture Vs. Religion The conflict between pop culture and religious values is an extremely popular and often overlooked bicultural bind. In many womenââ¬â¢s lives not recognizing this bind could be emotionally damaging and lead to living double lives. Many girls that are raised in Christian homes are not exposed to true pop culture until they reach high school. They are often sheltered from the world by their blood family and their church family. Once they are exposed to pop culture and they can start making their own decisions the line between right and wrong becomes gray to them and they fall into a trap of living one life to please their parents and then another life to fit in with their friends. When this happens they tend to lose sight of who they really are and what really makes them happy. I discovered this bicultural bind in my own life when I was a freshman in high school. For me I began modeling at the age of fourteen and I was exposed to all sorts of things that were accepted as normal in that environment, but looked upon as a sin in my home. I began to become confused and I remained confused about whom I really was and what I believed was right and wrong until only about a year ago. When I finally decided to gain control of my life and determine my own set of beliefs I began to wonder if other women have gone through the same thing. Through research I found that many women have gone through this and some are still involved in this bind. In Paula Gunn Allenââ¬â¢s article, ââ¬Å"Where I Come from is Like Thisâ⬠she describes how Native American women are looked upon differently by American society than they are by their Native American tribe.(Allen, Course Packet) This is her bicultural bind. The bicultural bind I have researched is similar in that women are looked upon in the Christian church as being very submissive to her husband. She is there to serve him and her family and must be a classy lady, yet also conservative. This idea...
Wednesday, November 6, 2019
What to Do If Your College Roommate Uses Your Stuff
What to Do If Your College Roommate Uses Your Stuff In college, roommates have a lot to deal with: in addition to the stress of being in school, youre squished into a space that would be incredibly tiny for one person - not to mention two (or three or four). Just because youre sharing a space, however, doesnt necessarily mean that youre sharing all of your stuff, too. As the lines begin to blur between where one persons space ends and the others begins, its not uncommon for roommates to begin sharing things. Why have two microwaves, for example, when you really need just one? While some things make sense to share, others can create conflict. If your roommate has started using your stuff in a way that you dont like, hasnt been talked about, or was previously talked about but is now being disrespected, a simple act can quickly turn into something much bigger. If your roommate is borrowing (or just plain taking!) your stuff without checking with you first, there are some questions you can ask yourself when trying to figure out what to do about the situation: How Big of an Issue Is This for You? Maybe you talked about sharing items and your roommate has disregarded the agreement you made together. How much does that bother, annoy, or anger you? Or does it make sense that he or she used your things without asking? Is it a big deal or not? Try not to think about how you think you should feel; think about how you do feel. True, some people may not care if a roommate borrows their iron, but if it bothers you, then be honest with yourself about that. Conversely, if your friends seem outraged that your roommate borrowed your clothes but you dont really mind, then know thats okay, too. Pattern or Exception Your roommate might be absolutely great and she took a little of your cereal and milk just once because she was super, super hungry late one night. Or she may take your cereal and milk two times a week and now youre just sick of it. Consider whether this is a small incident that likely wont happen again or a larger pattern that you would like stopped. Its okay to be bothered by either one, and its especially important to address any bigger issues (e.g., the pattern) if and when you confront your roommate about his or her behavior. Is It a Personal Item or Something General? Your roommate may not know that, for example, the jacket he borrowed was your grandfathers. Consequently, he may not understand why youre so upset that he borrowed it one night when it was unseasonably cold. While all of the things you brought to college matter to you, your roommate doesnt know the values you assign to everything. So, be clear on what was borrowed and why its not okay (or totally fine) for your roommate to borrow it again. What Bugs You About the Situation? You may be bothered that your roommate took something that you told him not to; you may be bothered that he did it without asking; you may be bothered that he didnt replace it; you may be bothered that he takes a lot of your stuff without checking with you first. If you can figure out what bugs you the most about your roommates use of your stuff, you can better address the real issue at hand. So sure, your roommate may have a reason for taking your last energy drink, but its harder to explain why he is constantly helping himself to the last of your things. What Resolution Do You Want? You might just want an apology or an acknowledgment that your roommate took something he or she wasnt entitled to take. Or you may want something larger, like a conversation or even a formal roommate contract about what its okay and not okay to share. Think about what you need to feel better about the situation. That way, when you do talk to your roommate (or RA), you can be focused on a larger goal instead of just feeling frustrated and like you dont have any options. How to Best Come to a Resolution Once you figure out what kind of resolution you want, its important to also figure out how you can get there. If you want an apology, youll need to talk to your roommate; if you want clearer rules in place, youll need to think about what those rules might be before starting a conversation. If you can take the time and mental energy to focus on the causes of and solutions to the problem, your roommates use of your stuff doesnt have to be anything more than a minor issue you thought about, addressed, and resolved during your time as roommates. After all, you both have much bigger things to worry about.
Monday, November 4, 2019
Budgeted Health Promotion Activity Coursework Example | Topics and Well Written Essays - 1000 words
Budgeted Health Promotion Activity - Coursework Example Community based health promotion is the most effective away out to execute such programs. This is because; it gives community members the opportunity to change their health risk habits. It is also easy to execute, as it can be done through individual counseling, focused group discussions, leaflets distribution or local support groups. It is effective when community leaders take part in achieving the set program goals and objectives. This should be focused at culture level since it is the best predictor of health habit change. Behavior change starts at an individual level but, its effectiveness will be realized at community level. Those with information should be able to disseminate the same information to those who do not have it. This can be achieved through community discussion forums need to be organized on a regular basis. Their main theme will be making people practice healthy choices. To ensure that there is overwhelming support toward the newly initiated programs; the communit y should be involved in the planning and implementation phases of the project. The community needs to be enlightened that healthy practices are the key to disease prevention, disability and death. This should involve encouraging people to adopt lifestyles that are beneficial to their well-being, while trying to abandon those lifestyles which make them vulnerable to sickness. Table of fixed, variable, controllable and unrecoverable expenses Fixed expenses Amount ($) Staff Salaries Rent Consultants costs Insurance cover for employees Variable expenses Fuel costs Car Maintenance costs Space and equipment hiring fee Materials Delivery costs Controllable expenses Program curriculum materials Program publicity materials Training of program facilitators Postages costs Unrecoverable expenses Equipment Packaging costs Material Shipping costs Travel costs Material Storage costs Cost-benefit analysis By definition, cost benefit analysis refers to as the act of comparing the cost of setting up a project or a program with the expected outcome. This technique help in making decision on whether to take up a new opportunity or make a change on an ongoing project or programmed. It simply entails summing up the benefits of an intended course and subtracting related costs (Brent, 2009). According to Brent (2009), the most accurate and best common unit of measuring cost benefit analysis is the money value. Despite the fact that at times it becomes difficult to evaluate some services in terms of money, it still remains to be the standard unit of comparison between costs and benefits in any project or program. For this case, the money aspect comes in particularly when the beneficiary access the opportunity of getting free counseling on sexually transmitted infections and even treatment before being circumcised. This would mean they will use this money in solving other day to day problems that they might encounter. The project has several benefits, this range from job creation to re duction in the rate of prevalent rates of HIV/AIDS in the intended area. The reduction in the prevalent rates of the disease might be a long term benefit, which will be realized after a substantial duration of time. For instance, the most immediate benefit is job creation, where the locals will get job opportunities as, project facilitators, monitoring and
Saturday, November 2, 2019
Business Synoptic FA Essay Example | Topics and Well Written Essays - 4000 words
Business Synoptic FA - Essay Example On the other hand, accounting for decision making is that aspect of a company in which a business firm takes strategic perspectives and decides on issues related to its successful operation. This following model is developed for determining a relationship between strategic management and accounting for decision making with the perspective of the case study of Nestle. The aspects based on the linkage between two modules are as follows: For understanding the model precisely, it is essential to review certain aspects of strategic management. In this paragraph the concepts of strategic management will be discussed. There are certain key activities in a process of strategic management that has been found to be relevant in the perspective of Nestleââ¬â¢s actions towards strategy formulation. The first activity deals with a situation analysis of organisational environment that includes operational activities of the company, inclusive of internal resources along with stakeholders. The sec ond important activity deals with establishment of strategic direction. The strategic direction is reflected in vision and mission statements of the organisation. Based on the analysis of situation and review of the organisationââ¬â¢s vision and mission, certain specific strategies are formulated. The strategies are formulated with respect to ultimate objectives of the organisation. ... Another module, accounting for decision making is also needs to be taken up for understanding the model. In this paragraph, the concept of accounting for decision making relevant to the development of the model will be discussed. The foremost activity that Nestle has taken prior to deciding on the entry strategy in emerging markets is related to clarification of decision problem. The decision problem is highly related to strategic alternatives selected for strategic management. The selection of alternatives is based on decision problem and is directly related to the perspectives of strategic management. Development of decision model is undertaken with the objective of selecting one best alternative. The decision model is crucial for collection of data and by analysing the collected data one best alternative is chosen (Accounting Education, 2011). The relationship between the two modules, strategic management and accounting for decision making will be presented through discussion in t his paragraph. In developing the relationship between concepts of two modules with respect to decision making in Nestle case study, certain important aspects of the case have to be taken into account. Nestle has to build up a comprehensive decision model that would satisfy its objectives. In the above model, relationship between concepts of two modules has been presented, which is relevant for the successful functioning of the organisation. Steps followed in the strategic management are crucially related towards development of decision model. On the basis of the model developed, ultimate single alternative can be chosen. The relationship between
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